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If you’re an employer, your state most likely mandates that you carry some form of Workers Compensation Insurance. In the case of employee injury sustained on the job, we want to make sure you’re covered. This form of coverage protects you from workplace accident lawsuits and the compensation of lost income. Workers Compensation Insurance is a great idea, specifically, if you have many employees or your employees are working in hazardous conditions.
General Liability Insurance, also referred to as Business Liability Insurance, protects you from “general” claims such as property damage, personal injury, or other claims that may arise from the workplace. General Liability Insurance can assist in covering medical expenses or attorney fees resulting from claims where your company may be held legally responsible.